Some of the clauses and the Commentary to Chapter 15 were edited in 2016.
Chapter 15 provides a complete set of conditions on war risks insurance. Part One is also applicable as background law for Chapter 15. The perils covered under war risk insurance have therefore been kept in the general part of the Plan, see primarily Cl. 2-9. These rules are closely related to the rules on perils covered for marine insurance and, consequently, it is most appropriate to place them together.
Shipowners may combine war risks insurance on Nordic Plan conditions with marine perils covered by foreign (usually English) conditions. Since Chapter 15 has been adapted to marine perils cover in accordance with the other conditions of the Plan, the combination of war risks insurance under the conditions in Chapter 15 and marine perils insurance on foreign conditions may lead to gaps in the overall insurance cover or to double cover in certain areas. In particular: the piracy risk may be defined as a marine peril under some foreign conditions, while it is a war peril pursuant to Cl. 2-9, sub-clause 1, letter (d). If so, there will be a double cover of this peril. Likewise, there will be a gap in the cover with a marine peril insurance on the basis of the Plan and war risks insurance on foreign conditions that are not covering the piracy peril. It is in the parties’ best interest to solve problems of this nature by special clauses available in the market.
Cefor - The Nordic Association of Marine Insurers